Privacy Policy

1. Introduction

Welcome to Planner Studio ("Planner Studio," "we," "us," or "our"). We provide a suite of beautiful, web-based life planners — including budget, wedding, meal, daily life, and ADHD planners, with more on the way — that you unlock with a one-time activation code purchased on Etsy or through a subscription.

This Privacy Policy explains how we collect, use, disclose, and protect your personal information when you use our website at plannerstudio.io and our associated services (collectively, the "Service").

By using Planner Studio, you agree to the collection and use of information in accordance with this policy.

2. Information We Collect

2.1 Information You Provide Directly

• Account information — name, email address, and password when you create an account
• Planner content — the information you enter into your planners (for example budgets, transactions, guest lists, meal plans, tasks, schedules, and journal entries)
• Payment information — billing details processed securely through Stripe. We do not store full credit card numbers on our servers
• Activation codes — the code you redeem to unlock a planner, and a record of which planners are active on your account

2.2 Information Collected Automatically

• Usage data — pages visited, planners and features used, and time spent on the platform
• Device information — browser type, operating system, IP address, and device identifiers
• Cookies and similar technologies — session cookies for authentication and preference cookies to remember your settings

3. How We Use Your Information

We use the information we collect to:

• Provide, operate, and improve the Planner Studio platform and planners
• Process payments, activation codes, and manage your subscription
• Generate AI-powered content and suggestions within tools that offer them, on your behalf
• Communicate with you about your account, updates, and support requests
• Send optional marketing emails (you may opt out at any time)
• Analyze usage patterns to improve our features and fix issues
• Comply with legal obligations and enforce our Terms of Service
• Protect against fraud, abuse, and security threats

We do not sell your personal information to third parties. We do not allow advertisers to target you based on your data within Planner Studio.

4. AI-Generated Content

Some Planner Studio tools use artificial intelligence (the Anthropic Claude API) to generate content such as suggestions, summaries, and written copy. Your prompts and inputs to those features may be processed by Anthropic subject to its privacy policy. We do not use your content to train AI models without your explicit consent.

Generated content is stored as part of your planner so you can keep, edit, and export it. You retain ownership of content you create using our tools.

5. Third-Party Services

We share your information only as needed to operate the Service, and only with the trusted third-party service providers listed below.

5.1 Service Providers (Subprocessors)

• Supabase — database and authentication
• Stripe — payment processing
• Vercel — website hosting
• Anthropic — AI text generation
• Resend — transactional and newsletter email delivery

5.2 Legal Requirements

We may disclose your information if required by law, court order, or government authority, or to protect the rights and safety of Planner Studio, our users, or the public.

5.3 Business Transfers

In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction. We will notify you before your data becomes subject to a different privacy policy.

6. Data Retention

We retain your personal information for as long as your account is active or as needed to provide the Service. Specifically:

• Account data — retained for the duration of your account plus 30 days after deletion
• Planner content — retained while your account is active and deleted when you delete your account
• Payment records — retained for 7 years as required by financial regulations
• Usage logs — retained for 12 months

You may request deletion of your account and associated data at any time by contacting us at privacy@openmindmarketing.ai.

7. Your Rights and Choices

7.1 All Users

• Access — request a copy of the personal data we hold about you
• Correction — request correction of inaccurate or incomplete data
• Deletion — request deletion of your personal data ("right to be forgotten")
• Portability — request your data in a portable format
• Opt-out of marketing — unsubscribe from promotional emails at any time

7.2 California Residents (CCPA)

California residents have additional rights under the California Consumer Privacy Act, including the right to know what personal information is collected and how it is used, the right to opt out of the "sale" of personal information (we do not sell personal information), and the right to non-discrimination for exercising your privacy rights. To exercise these rights, contact us at privacy@openmindmarketing.ai.

7.3 European Residents (GDPR)

If you are located in the European Economic Area, you have rights under the General Data Protection Regulation, including the right to lodge a complaint with your local data protection authority. Our legal basis for processing your data is: contract (processing necessary to provide the Service you signed up for), legitimate interests (improving our platform and preventing fraud), and consent (for optional marketing communications).

8. Data Security

We implement industry-standard security measures to protect your information:

• All data transmitted between your browser and our servers is encrypted using TLS/SSL
• Payment information is processed by Stripe and never stored on our servers
• Access to user data is protected by row-level security and restricted to authorized personnel only
• We conduct regular security reviews of our platform

However, no method of transmission or storage is 100% secure. We cannot guarantee absolute security and encourage you to use strong passwords and keep your credentials confidential.

9. Cookies

• Essential cookies — required for authentication and core platform functionality
• Preference cookies — remember your settings and preferences
• Analytics cookies — help us understand how the platform is used (anonymized)

You can control cookies through your browser settings. Disabling essential cookies may affect platform functionality.

10. Children's Privacy

Planner Studio is not directed to children under the age of 13. We do not knowingly collect personal information from children under 13. If you believe we have inadvertently collected information from a child, please contact us immediately at privacy@openmindmarketing.ai.

11. Third-Party Links

Our platform may contain links to third-party websites. We are not responsible for the privacy practices of those sites and encourage you to review their privacy policies.

12. International Data Transfers

Planner Studio is operated from the United States. If you are located outside the United States, your information will be transferred to and processed in the United States. By using our Service, you consent to this transfer. We ensure appropriate safeguards are in place when transferring data internationally, including standard contractual clauses where required.

13. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of significant changes by email, by displaying a prominent notice on our platform, or by updating the "Last updated" date at the top of this policy. Your continued use of Planner Studio after changes are posted constitutes your acceptance of the updated policy.

14. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or your personal data, please contact us:

• Privacy requests: privacy@openmindmarketing.ai
• General inquiries: support@openmindmarketing.ai
• Website: plannerstudio.io

For GDPR-related requests, please include "GDPR Request" in your subject line. For CCPA-related requests, please include "CCPA Request" in your subject line. We will respond to all requests within 30 days.